If you are just getting married, now may be a good time to make some changes to your auto insurance policy. Those who are recently married may be able to save money by selecting a new car insurance plan together.
We know you have many other things on your mind right now. However, changing your auto insurance may be one of the best steps you take if it means lower premium rates.
Take Advantage of a Multi-Car Discount
Now that you have married, you may be able to get a lower price on auto insurance if you select a multi-car discount.
Households with two or more vehicles should consider purchasing one, new plan that covers all vehicles. Bundling like this can cut costs by as much as 20 percent on the overall amount you pay for car insurance. Even if you do not combine policies, your insurer may offer a lower price. There may be discounts because you have gotten married and your spouse live in the same home.
Take a Look at Coverage
Now is also a good time to carefully consider the auto insurance plans you have. How much coverage do they have? Is this the right amount for your vehicle?
Remember, you’ve just combined assets. Your net worth may be higher now than it was. As a result, you have more of a need to up your general liability insurance. At the same time, you may have too much coverage on some vehicles. A low-valued vehicle may not need a comprehensive policy now.
Look for Other Discounts
Newlyweds may qualify for other discounts as well. Now is the time to check out what options your insurer can offer to you.
- Combine your renter’s insurance or home insurance along with your car insurance. This is a further type of bundling that can help you save money.
- If you’ve moved, potentially to a safer location, you may qualify for a lower premium.
- Just being married makes you a potentially safer driver. Update your policy to reflect this.
Taking these steps can help you to save money. As a newlywed, it pays to invest a few minutes like this reviewing your existing auto insurance plans. You can renew or obtain a new policy at any time; you don’t have to wait until your current plan expires.
Stalwart Insurance Agency can help you get the correct Pittsburgh auto insurance policy. Get started now with a fast, free quote. Give us a call at (412) 677-2312 for more information.