Insurance can give you the peace of mind of knowing you have financial support if something happens to your assets. But it’s important to know exactly what it covers. Believing that you’re covered, only to have to pay the bill when you run into something your policy doesn’t cover, can be a major shock. For example, what doesn’t flood insurance cover? What will you have to cover yourself? Here’s how to protect your property against things flood insurance doesn’t cover, and how to secure flood insurance for everything else through Stalwart Insurance in Pittsburgh, PA.
Tips for Protecting Your Property Against Damage Not Covered by Flood Insurance
While you should always focus on flood-proofing your home, focus especially on:
- Protecting your landscaping from getting flooded and ruined, using smart strategies to redirect water. More than that, make sure your ground is firm and not likely to move. Flood insurance won’t cover landscaping damage or damage caused by earth movement, even if that movement is caused by flooding.
- Securing your outdoor furniture and making sure that it’s able to hold up against flooding. The same goes for outdoor areas, such as patios. All of the items outside your property won’t be covered by flood insurance, which can cost you a lot if everything is damaged or washed away.
- Looking for ways to protect certain valuables, such as stock certificates and precious metals. While flood insurance will cover some of your belongings, it won’t cover everything. Read over your policy to understand what you can expect coverage for and what you will need to take extra care of.
Protect Your Home From Flooding With Stalwart Insurance
With help from Stalwart Insurance in Pittsburgh, PA, finding flood insurance is easy. Contact us to compare and get quotes today!
